Not So Extreme After All
The sinking of S.S. Obamacare will vindicate GOP “extremists.”

Senators Ted Cruz (left) and Mike Lee


Deroy Murdock

“Sixteen million people are now receiving letters from their carriers saying they are losing their current coverage and must re-enroll in order to avoid a break in coverage and comply with the new health law’s benefit mandates –– the vast majority by January 1,” explained Robert Laszewski, president of Health Policy and Strategy Associates. “Most of these will be seeing some pretty big rate increases.”

Corporate greed?

Nope. Federal diktat. Obamacare mandates that all individual and small-group plans feature “essential health benefits,” including services for substance abuse, mental health, and maternity. Plans lacking such features will be illegal and are being jettisoned.

• Many Americans should expect to pay lots more for coverage.

As the Manhattan Institute recently reported, women in the individual market can anticipate that premiums will soar 62 percent next year. A 99 percent hike awaits men. The Heritage Foundation forecast that non-group premiums will fall in Colorado, New Jersey, New York, Ohio, and Rhode Island. Virtually everywhere else, however, Americans will suffer. A family of four Texans can expect to pay 29.5 percent more for an average Obamacare plan versus today’s typical coverage. A 50-year old Vermonter will face 61 percent higher premiums, while a Floridian that age will pay 75 percent more. And a 27-year-old Arizonan paying 157 percent extra for Obamacare will cry for a similar Virginian whose coverage will climb 252.5 percent.

For taxpayers, Obamacare’s 10-year cost has ballooned from $900 billion at enactment in March 2010 to $2.6 trillion today. This ever-expanding outlay will swell the national debt, now at $17 trillion and growing.

• Communism flopped, in large part, because it totally misunderstood human nature. As Karl Marx wrote in 1875, once “the springs of co-operative wealth flow more abundantly — only then can . . . society inscribe on its banners: From each according to his ability, to each according to his needs!” While millions perform charitable work, and saints like Mother Teresa sometimes walk the Earth, most people do not labor around the clock for the common good. Rather, they pursue self-interest — enlightened or otherwise.

Likewise, Obamacare fundamentally misreads human motivation.

As Manhattan Institute scholar Avik Roy, M.D., writes in Forbes, “If you’re healthy, or you’re young, the Obama administration expects you to do your duty and pay up.”

This entire juggernaut needs some 2.7 million generally lower-income young people (who usually need little medicine) to subsidize older people (who tend to have more money and need more care). Like Communism, this may glisten . . . on paper. But when real-life young Americans weigh this “deal,” many and probably most will remain on their parents’ plans until age 26 (which the immeasurably brilliant Obama foolishly demanded) or pay modest non-coverage penalties and then savor their presumed immortality.

Thus, the rivets will pop, the decks will buckle, and Obama’s mighty steamer will slide into the sea.

From steerage to the smokestacks, panicked passengers increasingly will say: “We should have heeded those stevedores who insisted we remain ashore. We should have ignored the crew’s promises that we would stay afloat, no matter what.”

And, by November 2014, the S.S. Obamacare’s passengers will focus their rage on the captain and his officers on the doomed vessel’s bridge.

— Deroy Murdock is a Manhattan-based Fox News contributor, a nationally syndicated columnist with the Scripps Howard News Service, and a media fellow with the Hoover Institution on War, Revolution and Peace at Stanford University.