‘Let me be clear, there is no option to keep my current plan.’

by Jim Geraghty

From a letter to the editor in the Watertown Daily Times:

I am a business owner in Clayton.

We have 17 full-time employees and have spent the last few months following the rollout of the Affordable Care Act. I am now prepared to go on record to report that we have been misled by the president and the Democrats in Congress.

We were promised that under the ACA, we would be able to keep our present insurance plan if we liked it, and we could keep our own doctor, according to President Obama. This is absolutely not true. My current insurance plan is very affordable and has no deductible.

This plan has been found to be noncompliant under the new federally mandated insurance law. So my insurance is going to cost nearly 50 percent more and will now have a $1,200 deductible.

This is not the same plan. It is the same provider but totally different in terms of cost and benefits. Let me be clear, there is no option to keep my current plan.

The coverage is being expanded to include prescriptions, durable medical devices, pediatric dental care and mental health insurance. I don’t want all this extra coverage, and neither do my employees.

I would take that complaint up with the local congressman, Rep. Bill Owens, D-N.Y., who voted for Obamacare and still supports it. You may remember him from the special election in 2009 against Doug Hoffman, and several close reelection battles – Owens won 50.2 percent of the vote in 2012 and 47.5 percent in a three-way race in 2010.

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