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Re: Obamacare’s Persistent Shoppers



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Pure conjecture, Jonah, but doesn’t it seem plausible that the late surge in enrollments is a function of procrastination, not persistence? That could end up being a very positive development for the exchanges: It might mean that they got a bunch of people who weren’t in any rush to get insurance because 1) they’re healthy and 2) they hadn’t had previous insurance policies canceled. If people like that make up a disproportionate share of the late enrollees, it will stabilize the exchanges and mean that they have made a bigger dent in the number of uninsured people. It won’t do much for Kliff’s thesis though.



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