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Phi Beta Cons

The Right take on higher education.

A Chilling Calculation



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How much debt should students take on? According to Mapping Your Future, a nonprofit organization sponsored by student-guaranty agencies, payments become unaffordable when they reach .57 of one’s salary. Jenna Robinson of the Pope Center reviewed the debt-to-salary ratio of recent graduates from North Carolina colleges. Nineteen were over that limit, and two exceeded a ratio of one-to-one.



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