Why Pay Off Your Student Loans if the Government Will Do It for You?

A new report reveals the unintended consequences of Obama-era reforms.

NRPLUS MEMBER ARTICLE A merica’s mountain of student-loan debt keeps growing ever higher. But the factors driving the increase have changed, as detailed in a fascinating new report from Moody’s.

It used to be that we could blame colleges for failing to control their costs. But for the past decade or so, college costs have actually grown in line with the median household income, and the “origination” of new student loans has slowed down a little. The reason we haven’t seen a similar slowdown in overall student debt is that borrowers are making less progress on their loans. And a lot of the time they’re


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