Critical Condition

Obamacare Nuggets from InsureBlog

The crew at InsureBlog — Henry Stern, William Halper, Mike Feehan, and Bob Vineyard — consistently unearth interesting nuggets about the world of health care, and in particular the impact of Obamacare on health insurance. Here are some of the more interesting recent ones:

In New Jersey, the new PPACA-designed high-risk pool, intended to provide health coverage to everyone in New Jersey who can’t get insurance due to a preexisting condition, has enrolled two people. Part of the reason is that the PPACA-designed plans aren’t very attractive.

As in Canada and Europe, wealthy Americans are starting to use their political connections to gain access to treatments that ordinary people can’t.

Under Obamacare, a family of four, with a $93,000 annual income and a parental age of 50, with no employer health coverage, gets a government subsidy of $8,023. The same family with a $94,000 annual income gets a government subsidy of zero.

Covering psychiatric illnesses just as other illnesses are covered, as PPACA requires, is likely to drive insurance premiums up by 25 percent or more.

Avik Roy is an equity research analyst at Monness, Crespi, Hardt & Co., and blogs on health-care policy at The Apothecary.

Avik Roy — Avik Roy is the President of the Foundation for Research on Equal Opportunity (, a non-partisan, non-profit think tank.

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