The Corner

Mandates and McCain

Jonathan Cohn writes:

If insurers can sell policies across state lines, they will search out–and then converge upon–whichever state or states have the least stringent regulations. It will be exactly like the way the credit industry evolved.

The problem is that a lot of those regulations are there for a reason. They mandate screening for cancer, coverage of mental health or prescription drugs, payment for emergency services, and so on.

It’s fair to question the necessity of a few; a lot of people would question a mandate for in vitro fertilization, which a few states have. But the vast majority of the regulations are for services that most people value highly. (And rightly so.)

Those regulations would effectively become moot if McCain had his way.

If people value these benefits as much as they’re worth, wouldn’t insurers competing for business offer them?

Ramesh Ponnuru is a senior editor for National Review, a columnist for Bloomberg Opinion, a visiting fellow at the American Enterprise Institute, and a senior fellow at the National Review Institute.

Most Popular

Law & the Courts

Inside the Mueller Farce

The publication of Andrew Weissmann’s book Where Law Ends: Inside the Mueller Investigation enables us to see what was always suspected by many to have been a fanatical determination on the part of the Mueller investigative team to destroy President Trump. The administration had to be destroyed because Mueller ... Read More
Law & the Courts

Inside the Mueller Farce

The publication of Andrew Weissmann’s book Where Law Ends: Inside the Mueller Investigation enables us to see what was always suspected by many to have been a fanatical determination on the part of the Mueller investigative team to destroy President Trump. The administration had to be destroyed because Mueller ... Read More

Ben Sasse: Everybody Loves Amy

After Justice Anthony Kennedy announced his retirement in 2018, Ben Sasse had three words on his mind: Amy Coney Barrett. They’d been on his mind for a while. The Nebraska senator had first started hearing about Barrett from faculty at Notre Dame Law School, where Barrett was a professor, shortly after Trump ... Read More

Ben Sasse: Everybody Loves Amy

After Justice Anthony Kennedy announced his retirement in 2018, Ben Sasse had three words on his mind: Amy Coney Barrett. They’d been on his mind for a while. The Nebraska senator had first started hearing about Barrett from faculty at Notre Dame Law School, where Barrett was a professor, shortly after Trump ... Read More