The Corner

Obamacare Consumer Cost Protections–Delayed!

The Obamacare “train wreck” continues. Now, the NYT reports, the caps on out-of-pocket expenses–you know the “affordable” part of the Affordable Care Act–are being delayed a year. From the story:

In another setback for President Obama’s health care initiative, the administration has delayed until 2015 a significant consumer protection in the law that limits how much people may have to spend on their own health care. The limit on out-of-pocket costs, including deductibles and co-payments, was not supposed to exceed $6,350 for an individual and $12,700 for a family. But under a little-noticed ruling, federal officials have granted a one-year grace period to some insurers, allowing them to set higher limits, or no limit at all on some costs, in 2014.

The law is so poorly crafted and bureaucratic, I don’t see how it can ever gain its sea legs–to mix my metaphors.

So, to recap:

Employer mandate–Delayed;

Out of pocket caps–Delayed;

Verification of eligibility for premium subsidies–Delayed. Now, it’s on the honor system! That will sure control costs. 

What a vivid demonstration of governing incompetence. But Democrats can take comfort that the Republican Party’s congenital political maladroitness will allow them to shift the blame to heartless conservatives. And when the thing collapses of its own weight, Harry Reid will then move us to the next planned even more disastrous step; imposing a single payer system on the country controlled from the Potomac. 

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