Phi Beta Cons

Skin in the Student Loan Game

One of the authors’ proposals in the new book by William Bennett and David Wilozel, Is College Worth It?, will send shivers up the spines of many second-tier and third-tier college officials. That will happen when they realize that, if the proposal were to be made the law of the land, the school would have some “skin in the game” with college loans, meaning that they would be responsible for “ten to twenty percent of loans originating so that students can attend there.”

That means that all the disengaged slacker students who these same officials are now encouraging to unwittingly bury themselves in debt with little hope of getting any reasonable return on their college investment would become, in part, the schools’ responsibilities. Shrinkage of departments that specialize in slacker students would be an inevitable result, as would the loss of many faculty and staff positions. George Leef reports on Bennett’s and Wilozel’s book in this week’s Clarion Call.

 

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