John, speaking as someone who is half Scottish, retribution will soon follow. Tales of Scots thrift, however, are, indeed, rarely exaggerated – as a child I spent every summer at my grandparents’ place near a small Scottish town called Tain. On one occasion the British newspapers were filled with tales of the disastrous collapse of (if I remember correctly) a nationally prominent travel company. The headline in the local paper:
“Tain man won’t lose a penny.”