Over at EconLog, George Mason University economist Bryan Caplan has a very good blog post, in which he argues that individual health insurance will soon be a better deal than employer-provided health insurance.

“In the individual market, you can now wait until you’re really sick to buy insurance: ‘Heads I win, tails I break even.’ Firms won’t have that gimme – and it seems more valuable than premiums’ tax deductibility. Admittedly, Obamacare imposes a small penalty on individuals who don’t buy insurance, and a moderate penalty on firms that don’t provide it. But it still seems like it will be in the financial self-interest of many firms and their workers to get rid of insurance, and split the (cash savings minus penalties).”

More here and here.

Interestingly, CBS Evening News had this story yesterday about how small business now have an incentive to drop employees’ coverage: “Small businesses employ more than half the workers in this country and those businesses provide health insurance to nearly half of their workers, but will they continue to provide it under the new healthcare law?”

CBS added, “Last year, Allentown, Pennsylvania, businessman Dick Bus saw his company’s health insurance costs spike 33 percent.…The new law seeks to limit those kinds of increases, while giving businesses incentives to cover more workers,” but “there are potential problems. Case in point: It would be much cheaper for Dick Bus to drop the generous coverage he now offers…his 120 workers.…Saving $390,000 is tempting, but Bus says he’ll keep his plans. If he did force his workers into the health plan exchange, it could cost them more than they’re paying now.”

My only question is: Why wasn’t CBS reporting about this before the bill passed?