David, Iโ€™m working on an article on health care for the next issue of NR. Iโ€™m slightly more sympathetic than you to middle-income families looking for relief from their health-care bills. But Iโ€™d look for a different solution than expanding S-Chip. Some of the states where health insurance is the most expensive are also states that have piled up the most mandates on insurance. It also appears that S-Chip itself helps to drive up the cost of private health insurance.