Steny Hoyer tests young people’s intelligence:

“We are certainly looking at making sure that young people will have an incentive. By the way,
let me make it clear: I don’t refer to nor do I believe that these are penalties. What we are saying is everybody will contribute, whether you are a business, [or] an individual, contribute to making sure that health care options are available to all of our citizens.”
It’s not as if young people have no choices at all:
“You either contribute one way or you contribute another,” Hoyer said.