Senator Kyl has been the best on the substance today, he gave the lie to President Obama’s point about the Senate bill lowering premiums in the individual market (because premiums will only be lowered for the end-user; costs will increase because of new regulations and because they are hidden behind government subsidies).

Kyl also hit on the point that the massive cost of the bill will end up hurting some of the people it is meant to help, e.g., raising the bar for tax-deductible catastrophic health-care costs would impact middle-aged, middle-class Americans most.

Kyl then fired back effectively at the suggestion by Obama that people can keep their existing plans under the new regulations.

In general, Republicans have been better on substance so far; most Democrat “substance,” President Obama excluded, is anecdotal — takes the form of “let me tell you about guy X.”