Carol, I think that Andrew Ferguson, writing about for-profit colleges in the Weekly Standard, has it about right. He says, “The government is inducing more adults than ever before to go to college, and to the horror of the Mr. Fixits [Congress and the Department of Education], the students are grabbing their loans and enrolling in the wrong kind of schools.” The problem is not the colleges but the government’s financial-aid and loan subsidies. Both kinds of schools take advantage of the funding; profit-making colleges are simply more adept at doing so.