Much of the recent economic and stock market indigestion is the result of the sub-prime credit crisis that erupted last summer. At the heart of the crisis are the risky loans that were collateralized by Wall Street and dispersed widely to investors. Those loans never should have been made, and Wall Street never should have mainstreamed this risk. But what about the government response? How has Fed chair Ben Bernanke acted in the long wake of the crisis? Taylor and Judd have some answers.