Keep in mind the line about mortgage companies “tricking” Americans into buying more house than they can afford is now part of Obama’s stump speech:

The top mortgage lenders spend $185 million lobbying Congress, and we wonder why Washington looked the other way when they were tricking families into buying homes they couldn’t afford.

See, when you have a stack of legal forms in front of you, and a realtor and a seller, and you’ve put no money down, and you’re buying the house at a price twice what it was a few years ago, and you’re getting an adjustable rate mortgage where the monthly payments skyrocket after a short period of time, and you have either exaggerated or lied about your income and savings, and/or not provided any documentation to verify them, and you’re about to sign the contract, Washington is supposed to jump in and stop you. I’m sure that’s in the Constitution.

Is this the sort of thinking you get when you’re used to having a guy like Tony Rezko comes along with you when you buy your house?