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Hi Rich,No problem with credit crunch here in western Kansas. Just got a loan for 500k to buy land. Yes I am a good risk, put a lot down, but did get a good interest rate. The loan officer told me that the story about banks not loaning banks was a bunch of crap and that they were eager and willing to loan people “who qualified” for anything prudent. I don’t believe a word of the crises and thank god our senators and representatives here in Kansas don’t either. Fly over that.