We are entitled as citizens to help with our medical bills when we turn 65. The help is not open-ended: Only certain doctors will give it, and they may not be yours. When my wife turned 65, she decided to accept the assistance of the state with respect to hospitalization, not doctors.
This state of affairs lasted for a few years, during which private insurance, through my employer, grew stingier and stingier. Another downgrade was coming in July, so she decided to apply for the government’s largesse.
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